Personal loans $500 - $5,000
Small personal loans Australia - quick and easy!
Getting a small personal loan is fast and easy with Safe Financial. Whether it's for the things you want or for things you need, we're here to help. You can borrow from $500 - $5,000 and it only takes a few minutes to complete our simple online loan application. And once a loan is approved, the cash is in your account within hours!
What could I use a Safe Financial small personal online loan for?
- Travel and accommodation
- Car expenses - including repairs, rego, tyres or insurance
- Moving costs - including rental bond, body corporate fees, transport
- New furniture or household appliances
- Family emergencies or funeral costs
- Home renovations
- Education costs - including school fees, uniforms, stationery or tech items
- Medical expenses
- Vet bills
- Gifts for those you love
- And more...
Can anyone apply for a small personal cash loan?
As long as you’re a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and a driver’s licence or 100 points of ID, you’re welcome to apply.
For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits.
We offer small personal loans for people right across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra and anywhere in between!
How much can I borrow?
How much are the loan repayments?
Our simple loan calculator gives you a choice of terms for repayments including all fees, charges and interest. Plus, there are no penalties for early payouts!
When can I get the cash?
Same day funding is available. We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved, its up to you how quickly you sign and return your loan documents.
How do I apply for a small personal loan?
The application process is quick and easy:
- Choose a loan amount between $500 and $5,000
- Complete the online application
- Get approved — usually within a few business hours
- Get cash — the $$$’s are in your account
Why choose Safe Financial for a quick personal online loan?
- Apply online in minutes - just click here - complete your application, and hit submit!
- Fast approvals - you'll get a decision, usually within a few business hours. Plus same day funding is available.
- Friendly customer service - our customers love us! They rate us 'Excellent' on Trustpilot.
- Responsible lender - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
- Repay early and save - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
- WIN $1,000 - when you take out a quick cash loan, you'll be in with a chance to WIN $1,000! Winners are grinners – check out our winners.
- 100% Australian - proudly Australian-owned and operated (no overseas call centres)
- Trusted credit provider - for 20+ years we've been helping Aussies to do more
It’s super easy to apply for a small personal loan - so jump online now, complete your application (it only takes a few minutes) and hit submit! Then, we’ll be back in touch with a decision, quick smart!