Cash loans online $500 - $5,000
Quick and easy cash loans
Getting a cash loan online is super easy with Safe Financial. You can borrow from $500 - $5,000 to pay the bills, fix the car, take a holiday or for that unexpected emergency. No need to waste time standing in the queue at your local bank or a loan shop to apply for a cash loan - we're completely online and it only takes a few minutes to apply! And, once a loan is approved, we can usually deposit the cash into your bank account within a few hours!
What could I use a Safe Financial fast cash loan for?
- Travel and holidays
- Car expenses - repairs, rego, brakes, tyres or insurance
- Moving costs - rental bond, body corporate fees, transport
- Home renovations, new whitegoods, appliances
- Student and education costs
- Managing bills and living expenses
- Medical expenses, dental or vet bills
- Cashflow shortfalls
- And more...
Let's just say - fast online cash loans for whatever you need!
What is an online cash loan?
An online cash loan is a fast and convenient way to help when you need a little extra money in a hurry. At Safe Financial, our online cash loan is a short-term personal loan for amounts from $500 to $5,000. This differs from a payday loan which normally needs to be repaid the following pay day via direct debit. Rather, the loan term for a Safe Financial cash loan can range from 22 weeks to 52 weeks, offering more flexibility and a more attractive option than a payday loan. And you can use the funds to cover an unexpected family emergency or other unexpected expenses that require urgent payment. Or, you may simply want to take a holiday or do some home renovations - the choice is yours!
Can anyone apply for a fast cash loan?
As long as you’re a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and a driver’s licence or 100 points of ID, you’re welcome to apply.
For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits.
We offer easy online cash loans for people right across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra and anywhere in between! And, here at Safe Financial, we consider applications from people with both good and bad credit scores.
How much can I borrow?
How much are the loan repayments?
Our simple loan calculator gives you a choice of terms for repayments including all fees, charges and interest. Plus, there are no penalties for early payouts. In fact, the quicker you repay the more you will save! Plus, clients who establish a good repayment history may be considered for higher loan amounts in the future.
When can I get the money?
We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved its up to you how quickly you sign and return your loan documents. We will email them to you - with same day funding available.
How do I apply for a personal cash loan?
The application process is quick and easy:
- Choose a loan amount between $500 and $5,000
- Complete the online application
- Get approved — usually within a few business hours
- Get cash — the $$$’s are in your account
Why choose Safe Financial for a quick cash loan?
- Apply online in minutes - it’s quick to apply so click here - complete your application, and hit submit!
- Fast approvals - you'll get a quick decision, usually within a few business hours. Plus same day funding is available.
- Friendly customer service - our customers love us! They rate us 'Excellent' on Trustpilot.
- Responsible lender - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
- Repay early and save - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
- WIN $1,000 - when you take out a cash loan online, you'll be in with a chance to WIN $1,000! Winners are grinners – check out our winners.
- 100% Australian - proudly Australian-owned and operated (no overseas call centres)
- Trusted credit provider - for 20+ years we've been helping Aussies to do more
It’s super easy to apply for a quick cash loan so jump online now, complete your application (it only takes a few minutes) and hit submit! Then, we’ll be back in touch with a decision, quick smart!